Already Have a Title Loan?

X Título can collect your current lender and payoff information. Participating lenders may be able to pay off and replace your existing loan if your vehicle and application fit underwriting.

We collect your current lender and payoff

After you confirm your title, we ask for your current lender, payoff amount and good-through date.

We verify the payoff

Our team confirms the payoff directly with your current lender before anything moves forward. No unverified payoff is used.

A participating lender reviews

If the vehicle and application fit underwriting, a participating lender may be able to pay off and replace the existing loan.

Approval is not guaranteed

Terms, amount and APR come from the participating lender and depend on verification and approval.

X Título is a financial technology platform, not a bank or a lender. Financing is provided by participating lenders, subject to verification, eligibility and approval. We currently serve Utah only.